“This is an excellent added value feature, with no extra charge. The CCA encourages the development of alternative financial services that can help people rebuild their lives and change their spending patterns. Building a credit rating can open up your everyday life, whether it is creating a financial identity or using it as the stepping stone to obtain mobile phone contracts or basic utilities and amenities” 

Jack Bennett, The Director of the Consumer Credit Association (CCA).

Creditbuilder is a service available at no additional cost with the Cordoba Gold^® Cashplus prepaid MasterCard^® that could help to improve your credit rating ◊ in an ethical way.

Creditbuilder could help you to improve your credit checks, renting flats, getting mobile phone contracts and more......

Maybe you are new to the UK or have never used credit in the past and may suffer from a bad credit rating or have no credit history. Then creditbuilder is the option for you.

STEP 1: Advanced Payment Solutions Limited lends Cordoba customers one years' worth of monthly fees totalling £59.40 ( interest FREE ).

STEP 2: Simply pay your regular £4.95 activeplus monthly fee until your loan is repaid.

STEP 3: Customers can top-up and use their Cordoba Gold Cashplus prepaid MasterCard as normal, just make sure there is enough money in your account for the £4.95 activeplus monthly fee every month.

STEP 4: Provided the monthly £4.95 is paid on time and fully settles the creditbuilder loan, we will then inform the credit agencies that you have satisfied your loan.

There are no interest or administration charges applicable to the loan, which can be settled at any point.

As long as you behave responsibly with any other credit products then your credit rating should improve.